home insurance

today is the second day the construction of my parent's apartment is temporary stop because of the non stop rain, pity for the workers who are being paid in a daily basis, thus the two days of no work equals an amount they badly needed to provide for their family, but what can we do? i had to finish their pay rolls and give their salary for two days and hopefully they can start again tomorrow if the weather permits.
speaking home building, one of the things my parents are considering now is getting their apartments and our family house a home insurance, you see having one spares you from thinking anything bad can happen to the whole family it terms of assets, of course. that if (knock on wood) something had happen to the house, there will be an insurance who can back you up and help you up to regain everything that has been lost, damage or anything to that effect. but to what insurance company should one trust? ive'd been searching on line for reputable insurance companies to ask for their proposals and quotes, hopefully one can match the needs of my parents. we are not looking for the vast kind type, a simple one that will fit for the little asset my parents has will do.
i saw one insurance company online called CIS and found out that their insurance offers are very good indeed!